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Build the property portfolio, financial stability and lifestyle you’re looking for.

Discover how we have helped our clients acquire 6-8 investment properties over 10 years earning $2,000 a week in passive income.



A typical case study based on a couple earning $80,000 pa ($160,000 household), with $120,000 equity in their home.

Our figures are based on conservative 2.5% historical growth.


Each client has a unique circumstances, see how we build out a 10 year strategy to acquire 8 properties and over $2000 per week in passive income.

Download Sample Portfolio Plan

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You may have invested in your first home or are looking to get on the property ladder. But investing seems a little intimidating: where do you start, how much money do you need and how can it fit in with your current lifestyle? You’re looking for guidance and an outside perspective on your current options.


You have one or two investment properties under your belt – but you’ve hit a bit of a dead-end? Without a structured plan, you’re unsure of which steps to take next and how to move with the ever-changing property market. How do you know who to trust to take your portfolio to the next level?



What is a property plan?

Foundational: the first step in the process towards your financial goals

No obligation: Once you have your plan. You aren’t locked in to purchase property through us

Structured: gives you all of the necessary steps to get to your property investment goal

No sacrifices: created to ensure that you can still live the life you please while investing

Specific: how much money you need to take out of which accounts, the type and price of properties to invest in, loan rates etc.

Tailored: to your financials and reviewed every year to ensure accuracy



Damian and Carolyn

Bespoke multiple property mortgage restructure

Finding solutions for their complex mortgage needs

Supplying advice on which properties fulfil their financial needs

I would like to thank the Ramsey Property Wealth team for what has been an excellent outcome in all aspects of the restructuring of our complex situation involving multiple banks and 9 properties. Your responsiveness and assistance have made the process easy for us to achieve a better financial outcome.

Damian and Carolyn

Case Studies

Overall rating: 4.9

142 reviews

As I write, we are now eagerly awaiting our new house slab to be poured this week!

It’s taken a while before us, our finances were far from straight forward then add to that, the Covid crisis striking last year. So it’s been a roller coaster ride!
Throughout our journey, Ewan has been encouraging and his unwavering confidence that we would achieve our goal was a driving force for us to persevere & continue with building.

Ewan really does take the time to explain each step and process professionally and thoroughly especially as the build process is new to me! Also Nerida, our client services officer has been wonderful.

Thanks again Ewan & team for all your help so far 🙂👍

Sharron Allen

I recently moved into a new home on the Sunshine Coast. Being self-employed, finance can at times be a tad trickier to obtain. Dion and the team at Ramsey Property Wealth did all the hard work for me and sourced fantastic best-priced with a leading bank in record time. Unconditional loan approval was obtained in a matter of days! Once finance was obtained, Nerida in the Client Services team was the contact point between my solicitor and real estate agent and communicated with me right through to settlement. I plan on building a property portfolio with the assistance of the team at Ramsey. If 10 stars were available to give them I would be disappointed I couldn’t give them 15.

David Pepper

Absolute pleasure to do business with. Everything with handled professionally and they made it so easy for us. Recommend to anyone looking to refinance or increase their property portfolio…

The Hockeys

Big shout out to the team at Ramsey Property Wealth for their amazing work, patience, and dedication to get my finances in order, in a both analytic and predictive sense, with my future investment goals… I will stick with Ramsey.

Yivan Gabut

Ewan and his team have been amazing to work with. We are very excited and confident to be moving forward with them they’ve really shown us that they aren’t just a business they are a very close team who genuinely have our best interests at heart. They’re with you every step of the way and it’s very reassuring knowing we can move forward with experts by our side.

Thank you to Ewan and Nerida !

Matthew Dundas

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A session with our dedicated expert to uncover your goals and aspirations as well as your financial situation and everyday challenges



We take all of the information gathered and look for opportunities to reach your financial and portfolio goals. Creating the right strategy for your needs.



Developing into a conservative, structured plan – never over-promising, but always over-delivering. Fine-tuning different aspects of your plan to ensure we’re right on the money.



Proactively working with you throughout the process, assisting with any parts of the journey you need guidance on. From our in house mortgage team to property procurement specialists, we can guide you as needed.


Monitor & Grow

Throughout the duration of your journey, we’ll review your progress, make amendments in alignment with your finances and be reactive to any shifts in the market. By using a carefully considered, superbly executed strategy and continually measuring the market and products, our clients are able to make the best of the amazing opportunity property ownership can bring. The result of Ramsey Property Wealths Beposke Property Portfolio Plans.

We don’t use a templated approach!

Each Property Plan is a custom 70+ page document creatd just for you. It takes into account your unique financial circumstances and property goals.

Download FREE Property Plan sample


We are a premium Mortgage Advisory and Property Investment Planning Firm dedicated to assisting time-poor professionals. We assist committed clients who have an active interest in building wealth through strategically acquiring a high income generating property portfolio over a period of time.

This is carefully, customised to each client scenario through a structured lending strategy, revised regularly and amended over the lifetime of our relationship as client circumstances change. It is a service that ensures our customers gain an advantage in the marketplace at each stage of their life.

This is something our Director, Ewan Ramsey is passionate about, this alongside his exceptional customer centric approach to our customers’s long term financial wealth has made Ramsey Wealth a leader in the industry. With the support of an industry Award winning team, this alone has made Ramsey Wealth stand apart from our competitors.

Have some questions?

I don’t want to be in debt - how do you mitigate that risk?

Your property portfolio plan will guide you on how to take on debt within your means and advise on the exact rates needed to reach your goals.

I don’t think I have enough money to start investing in property, but really want to start that journey.

No worries, that’s what the discovery call is all about. Understanding where you’re at and how you’d like to move forward. Regardless of your position, we’ll do our best to advise on your next steps.

I started investing in property without a plan - is that a problem?

Not at all – we’re here to assess your current situation and give you advice on how to improve your portfolio. So no matter where you are on your journey, we’ll create a strategy to carry you to your goals.

Will I still have enough money to live the life I’d like while investing?

Certainly, we want all of our clients to live happy and healthy lives throughout their whole property investment journey. Your property investment portfolio plan will take your living costs into account and ensure that you’re living life to the fullest.

How do I find the properties and mortgage rates specified in my plan?

We have in house teams that can help you with both of these aspects. Our full-service mortgage advisory and property investment firm can help support you through every step of the portfolio-building process.

What about inflation or depreciation of different aspects of the plan over time?

Your property portfolio plan will guide you on how to take on debt within your means and advise on the exact rates needed to reach your goals.

If I attend a strategy session do I have to work with you in the future?

No. You can go away with your property portfolio plan and follow it yourself. However, we’re on your side and want to see the same growth of your portfolio as much as you do. So whatever form of support you need from us, we’re here to help.


Book our no obligation Discovery Sesssion today to see how you can start your investment journey.

After presenting you with a detailed year-on-year action plan complete with steps on how you will achieve 6-8 investment properties over the next 10 years, enabling you to earn $2,000 a week in passive income you will start your own journey on the road to financial freedom through strategic property investment.

Our qualified Ramsey Property Wealth Advisor will be in touch.

CALL 1300 001 215

Level 1A, 41 O’Connell Terrace
Bowen Hills
Queensland 4006

ABN: 26 620 264 299

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The results produced by Ramsey Property Wealth are estimates only. The projections are not guaranteed because they are only based on limited information about the client’s circumstances and the projections include assumptions about the future which may not happen.

For example, future investment returns and the economy (inflation, interest rates, etc.) are assumed to be steady and predictable, whereas in reality they will fluctuate and may turn out to be higher or lower than assumed. Plus, the current legislative environment is in place for the length of the projections, whereas, in reality, legislation may change. Also note that changes announced in a budget will only be implemented when they have passed both Houses of Parliament and been given Royal Assent.

Important warnings, disclaimers and disclosures
The advice in this document is based on our knowledge of your personal and financial situation, needs and objectives as advised by you and as set out in this document from data you supplied. If our information is inaccurate or incomplete the advice may not be appropriate. For this reason, we ask that you please advise us immediately if there are any material changes, errors or omissions in respect to your circumstances as they are set out within this document and its attachments if any. We strongly suggest you do this before you act on any of our advice. This Property Portfolio Plan has been prepared for your use only and should not be used as a guide by any other person.  This Property Strategy is not to be interpreted as specific financial advice as this would need to be completed under a Statement of Advice. Any comments in this Property Strategy that
are of a Financial Planning nature are General Advice only.

Ramsey Property Wealth is not a financial advisor. You should consider independent legal, financial, taxation or other advice to ascertain how our property advice applies to your unique circumstances. Investment return projections are based on historical average performance of actual or simulated returns. Performance data shown represents past performance. Past performance is no guarantee of future results and current performance may be higher or lower than the performance shown. Therefore, the stated figures should not be relied upon. The investment return and principal value of an investment will fluctuate so that an investor’s investments, when redeemed, may be worth more or less than their original cost. You should seek and be satisfied with your own legal and financial advice and carry out any other research necessary before making financial decisions.

No representation, guarantee, warranty etc.
We make no representation, guarantee, warranty, promises or undertaking as to the: (i) suitability of any properties purchased or sold by you; or (ii) any financial viability or guarantee in respect of your property purchases or sales. You should make your own enquiries before any property purchases or sales, including obtaining the appropriate legal and financial advice. To the maximum extent allowable by law, we, our agents, and employees will not be liable for any loss or damage suffered or incurred by you in relation to
any property purchase or sale.

Property as an investment – disclaimer

Property is generally a relatively illiquid asset class and it is often difficult to gain access to funds quickly if the asset needs to be sold. While Ramsey Property Wealth recommends the ownership of property with a solid rental yield, residential property can also incur repairs costs and there may also be periods where the property is vacant, and no rental income is received. For the above reasons we consider that property is generally most effective as a long-term investment (minimum 10 years), with time in the market allowing both the rental income and the market value of the property time to grow and compound in a tax-efficient manner. Therefore, it is also considered important to maintain a reasonable cash buffer in case of unforeseen repairs costs or vacancy periods.

Variance Analysis – Interest Repayments
Future interest rates cannot be reliably predicted.

Therefore, it is recommended that a robust cash buffer is maintained to cover potential vacancies, repairs, levies, as well as unforeseen increases in mortgage repayments.

While the cash flow from these events may remain negative, in a high growth scenario over
time a substantial pool of equity can be generated from these assets.

Interest rates on variable rate products may increase or decrease in the future, and therefore the impact of potential future hikes to interest rates need to be considered in the context of the below estimates and projections

Property values do not typically rise or fall in a linear fashion. Prices may stagnate or fall for significant periods of time through a market cycle.

Retention of information
You have provided us with your information and have granted us permission to retain the information on our files and provide details as required to product issuers.

Disclosure of fees and commissions
The fee for our preparation of this report has been agreed in our contract. An invoice for this amount has already been issued and paid. The fees represent work done and a fee-for-service in respect of this report only. Ramsey Property Wealth does not receive any commissions or ongoing commissions from other sources with the potential exception of our Finance referral Where this eventuates, the commissions will be disclosed up front and in writing by the Finance Broker. Any subsequent work related to the sourcing, purchase or sale of investment properties will be the subject of a separate engagement and billed separately.

Conflicts of interest
Aside from the commissions we potentially receive from Business partners for referrals , Ramsey Property Wealth and I do not have any other relationships that may create a conflict of interest or potentially influence our advice to you.

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